Projected available
Start with your real balance, add income still expected, subtract what is still to pay, and get one clear monthly number.
Know what you can really spend.
AuraSpend is a private monthly spending planner that shows what is left after income, bills, subscriptions, BNPL and planned payments.
No bank loginManual-first planning without card credentials.
iCloud backupOptional household sync through Apple iCloud.
Built for clarityOne monthly number, backed by the plan.
Designed for real monthly money.
AuraSpend is not trying to be a bank. It gives you a calm, honest view of your own plan so you can stop guessing what is safe to spend.
Plan the month
Bills, subscriptions, BNPL, instalments, debts, groceries and flexible pots sit together in a simple monthly plan.
Optional auto-deduct
Mark selected payments to deduct automatically on their due date, then keep your real balance closer without constant manual corrections.
Money timeline
See the lowest projected balance and the biggest hit before the month surprises you.
Private by design
AuraSpend does not need bank login details, card credentials or an external budgeting account.
Household sync
Optional iCloud backup and sharing keep a household plan available across invited family devices.
Current balance + income left - still to pay.
That is the heart of AuraSpend. It turns scattered payments into a practical forecast you can understand at a glance.
1
Add what is really on your card.
Start from the balance you can actually see today.
2
Add expected income and planned payments.
Salary, subscriptions, BNPL, debts and flexible pots all fit the month.
3
Let the forecast guide you.
See what is left, what is due next and where the month gets tight.